Terms of Service

1. Definitions

'OpenCentric', 'we', 'us', or 'our' refers to OpenCentric, Inc., a Delaware corporation.

'User', 'you', or 'your' refers to any individual or entity accessing the Services.

'Venture Profile' means a structured business profile published on the OpenCentric platform.

'Transaction' means any completed exchange of services, products, or funds facilitated through the platform.

2. Eligibility

You must be at least 18 years old and have the legal authority to enter into these Terms on behalf of yourself or your organisation. By using the Services, you represent that you meet these requirements.

3. Account Registration

You must register for an account to access most platform features. You are responsible for maintaining the security of your account credentials.

You agree to provide accurate, current, and complete information during registration and to update it as necessary. OpenCentric is not liable for losses caused by unauthorised access resulting from your failure to protect your credentials.

4. Platform Fees

Publishing a Venture Profile is free. OpenCentric charges a platform fee of 5% on the value of each completed Transaction facilitated through the platform.

Subscription plan fees (Growth, Enterprise, Factory, Studio) are charged monthly in advance via Stripe. All fees are non-refundable except as required by law.

5. Prohibited Conduct

You may not use the Services to engage in fraud, money laundering, or any illegal activity.

You may not circumvent the platform fee by conducting transactions off-platform with parties you were introduced to through OpenCentric. See our Anti-Circumvention Policy for details.

You may not use the Services to transmit malware, spam, or engage in unauthorised data collection.

6. Intellectual Property

The Services and all content produced by OpenCentric are owned by or licensed to OpenCentric. You retain ownership of content you upload, but grant OpenCentric a non-exclusive licence to use it to operate and improve the Services.

7. Disclaimers & Limitation of Liability

THE SERVICES ARE PROVIDED 'AS IS' WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OPENCENTRIC SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SERVICES.

8. Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes shall be resolved by binding arbitration in accordance with AAA rules, except that either party may seek injunctive relief in court.

9. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes via email or in-platform notification at least 30 days before they take effect. Continued use of the Services after changes take effect constitutes acceptance.